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Identity Theft

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Identify theft is the fastest growing crime in America.
 
• An identity thief may pick through your trash to capture your personal   information. Tear or shred your charge receipts, copies of credit
  applications, checks and bank statements, expired credit cards, and
  credit offers you get in the mail.
 
• Don’t carry your SSN card; leave it in a secure place.
 
• Carry only the identification information and the number of credit and
  debit cards that you’ll actually need.
 
• Don’t use your mother’s maiden name, your birth date, the last four digits
  of your social security number, or similar series of numbers as a password
  for anything.
 
• Pay attention to your billing cycles. Follow up with creditors if your bill
  doesn’t arrive on time. A missing credit card bill could mean an identity
  thief has taken over your account and changed your billing address to
  cover his tracks.
 
• Cancel all credit cards that you have not used in the last six months.
 
• Be wary of promotional scams.
 
• Place passwords on your credit card, bank and phone accounts.
 
• Secure your mailbox, thieves search mailboxes for pre-approved credit
  offers, bank statements, tax forms, or convenience checks.
 
• Order your credit report at least once a year. Reports should be obtained
  from all three major sources: Equifax at 800-685-1111; Experian at
  883-397-3742; or TransUnion at 800-680-4213.
 
• In writing, correct all mistakes on your credit report.

What to do if you are a Victim of Identity Theft
 
Place a fraud alert on your credit reports and review your credit reports.
  This can help prevent an identity thief from opening additional accounts in
  your name. As soon as the credit bureau confirms your fraud alert, the
  other two credit bureaus will automatically be notified to place fraud alerts
  on your credit report, and all three reports will be sent to you free
  of charge.
 
The bureau numbers to report fraud are:
 
  Equifax: 1-800-525-6285, PO Box 740241 Atlanta ,GA  30374-0241
  Experian: 1-888-397-3742, PO Box 9532 ,Allen ,TX 75013
  TransUnion: 1-800-680-7289, PO Box 6790 Fullerton ,CA  92384-6790
 
Close any accounts that have been tampered with or opened fraudulently.
  Keep all copies of correspondence or forms you send. Follow up in writing
  with all contacts you’ve made on the phone or in person. Use certified
  mail, return receipt requested. Write down the name of anyone you talk
  to, what he or she told you, and the date the conversation occurred. Keep
  the originals of supporting documentation, like police reports, and letters to
  and from creditors; send copies only.
 
Save all documentation. Set up a filing system for easy access to
  your paperwork.
 
File a report with your local police or the police in the community where
  the identity took place. Keep a copy of the report. You may need it to
  validate your claims to creditors. If you can’t get a copy, at least get
  the report number.

File a complaint with the FTC, visit
  http://consumer.gov/ncpw/category/identity-theft-privacy/ or call the FTC’s   Identity Theft Hotline: toll free 1-877-438-4338 or write: Identity Theft
  Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue,  
  NW ,Washington ,DC 20580 . By sharing your identity theft complaint with
  the FTC, you will provide important information that can help law
  enforcement officials track down identity thieves and stop them.

 
 

Campus Safety & Security at Johns Hopkins University Emergency number: 410-516-7777